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What Foreigners Can Rent and Own
Singapore has strict rules on foreign property ownership, but renting is fully open to foreigners across almost all housing types. Understanding what you can and cannot access as an EP holder is critical before starting your search.
- HDB flats (public housing): Foreigners CAN rent HDB flats subject to an 8% foreigner quota per block (11% at neighborhood level). Foreigners CANNOT buy HDB flats (citizens for new BTO; citizens/PRs for resale).
- Private condominiums: Foreigners can freely rent AND purchase private condos. No restrictions on number of properties owned.
- Landed property (terraced house, semi-detached, bungalow): Foreigners generally cannot purchase without special government approval. Renting landed is possible.
- Sentosa Cove: The only area where foreigners can purchase landed bungalows — but requires approval from Singapore Land Authority (SLA).
- Executive Condominiums (EC): Hybrid public-private housing; foreigners can purchase after 10-year minimum occupation period (MOP) if bought on secondary market.
- Always use a licensed ERA, PropNex, or OrangeTee agent — agent commissions are paid by the landlord, not the tenant.