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Free Tool
Cost of Living Calculator for Expats
Compare monthly living costs between 30+ countries. See exactly how far your budget goes in your target destination — rent, food, transport, and more.
Key Takeaways
- Southeast Asia (Vietnam, Thailand, Philippines) offers the lowest living costs at $900-1,200/month for a single person.
- Southern Europe (Portugal, Greece, Spain) provides EU quality of life at 40-50% less than Western Europe.
- Latin America (Mexico, Colombia, Ecuador) combines affordability with proximity to the US and similar time zones.
- Your biggest expense abroad is almost always rent — it can vary 5x between countries for similar quality.
- Cost of living is only one factor. Consider visa costs, healthcare, internet speed, and tax implications too.
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Cost of Living Guides by Country
FAQs
Frequently Asked Questions
How accurate is this cost of living calculator?
Our data is based on 2026 averages from multiple sources including Numbeo, local expat communities, and government statistics. Actual costs vary by city, neighborhood, and lifestyle. Use this as a starting point and explore our detailed country guides for city-specific data.
Does the calculator include all living expenses?
The calculator covers the main categories: rent, meals, groceries, coffee, and transport. It does not include healthcare, insurance, visa fees, or entertainment. For a complete breakdown, check our country-specific finance guides.
Which is the cheapest country for expats in 2026?
Vietnam and the Philippines are among the cheapest, with total monthly costs around $900. Cambodia, Colombia, and Georgia also offer very affordable living under $1,000/month for a single person.
How much money do I need to live abroad?
It depends heavily on the country. Southeast Asia can be comfortable from $900-1,400/month. Southern Europe ranges from $1,800-2,500. Western Europe and Anglophone countries typically require $2,800-4,000. Our calculator helps you find the right budget for your target country.
Can I use this calculator for retirement planning abroad?
Yes. Many retirees use our calculator to compare their pension or savings against living costs in retirement-friendly countries like Portugal, Greece, Panama, and Thailand. Check our Retire Abroad guide for country-specific retirement advice.