Expat Topics
Cost of Living in Lusaka (2026)
Monthly budget breakdown for expats living in Lusaka, Zambia
Last updated: March 2026
The cost of living in Lusaka, Zambia for an expat in 2026 averages $500–$700 per month for rent (1-br, kabulonga/roma). Key costs include rent (1-br, kabulonga/roma) ($500–$700), rent (1-br, outside center) ($250–$400), groceries ($150–$250).
Lusaka is a popular destination for expats relocating to Zambia. Lusaka is the commercial and diplomatic heart of Zambia, home to over 3.4 million people in the metro area and a steadily growing international community. Below is a detailed monthly budget breakdown based on real expat spending data.
Monthly Expenses Breakdown
| Expense | Monthly Cost |
|---|---|
| Rent (1-BR, Kabulonga/Roma) | $500–$700 |
| Rent (1-BR, outside center) | $250–$400 |
| Groceries | $150–$250 |
| Transport (minibus/taxi) | $50–$100 |
| Utilities (electricity, water, internet) | $80–$120 |
| Private health insurance | $80–$150 |
| Dining out (2–3×/week) | $60–$100 |
| Domestic help (housekeeper) | $80–$120 |
| Entertainment & misc. | $50–$100 |
| Total (comfortable, central Lusaka) | $800–$1,200 |
Lusaka Quick Facts
Best For
Professionals, NGO workers, entrepreneurs
Monthly Budget
$800–$1,200
1-BR Center Rent
$400–$700/mo
Internet Speed
~16.5 Mbps (Starlink: 70 Mbps)
English Level
Official language
Airport
KK International (LUN)
Climate
Subtropical, warm year-round
Frequently Asked Questions
How much does it cost to live in Lusaka per month?
Monthly costs in Lusaka depend on your lifestyle. Key expenses include rent (1-br, kabulonga/roma) ($500–$700), rent (1-br, outside center) ($250–$400), groceries ($150–$250). See the full breakdown above for a complete picture.
Is Lusaka affordable for expats?
Lusaka is a popular expat destination with costs that vary by neighborhood and lifestyle. Many expats find they can live comfortably on a mid-range budget.
What is the average rent in Lusaka?
Rent (1-BR, Kabulonga/Roma): $500–$700. Rent (1-BR, outside center): $250–$400